After you’ve reported the loss, the following steps will take place:

• The loss report is assigned to a claims handler.
• A property adjuster will contact you to confirm the facts of the loss. This may include an inspection of the damaged property. The adjuster will then determine what coverage may apply.
• The adjuster or claims handler will continue to check on the progress of the claim and make every effort to complete the process efficiently. Some claims can be settled quickly. Others – especially those involving severe damages – may take longer.

• Protect your home from further damage. Stop water from leaking by shutting off the valve, place buckets in rooms with water leaks, hang plastic over damaged areas to prevent water from leaking into your home or board up broken windows for example.
• Record the damage done to your home. Make a list of what is damaged in your home. Include details when possible – such as the brand name, manufacturer, serial number and approximate price you paid. Organize your list by room. Using our home inventory form can help you with this process.
• Maintain a list of repair expenses. Keep track of the time you spend cleaning up or repairing your home after the claim. Also record any money you’ve spent on materials to temporarily fix the damage. It’s important that you don’t make any permanent repairs until your ERIE adjuster has seen the damage.