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Personal Insurance


Your home is most likely your most valuable asset. It is an investment, and as such, you should protect it. But it’s more than an investment. It’s where your children sleep; it’s where your family eats; it’s a safe place for you and your family. Don’t put your home at risk. Whether you live in a suburban Colonial or a two-story townhouse, Wilson Insurance Services can match you with the right coverage that meets your needs. Our agency offers a variety of home insurance policies to choose from, and these plans can be tailored to suit your individual needs and budget.

Our HomeProtector policies (homeowners in North Carolina) come with a full complement of standard features that cover your home, personal property and other structures. These policies also include coverage for liability protection, loss of use and medical payments to others in the event someone is injured in your home.

You may also take advantage of higher deductibles, and you may qualify for discounts and credits to reduce your insurance premiums. Or, you can add endorsements to your policy to broaden the nature of the protection provided even further.

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We can help you with all of your personal insurance needs. We are here to help you protect your assets and find the right coverage at the best value.

Personal Automobile Insurance

Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your insurance. Bodily injury and property damage liability as well as uninsured and underinsured motorist liability are provided by this policy. This contract can include coverage for physical damage to vehicles scheduled on your policy.

To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto premiums while obtaining the coverage you need.

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Auto Insurance Deductibles

Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.



By insuring your auto and home with Erie Insurance, you will receive a discount on your auto premium as well as your homeowners insurance premium.


If you insure two or more cars with Erie Insurance and they are owned and used by the individual and/or relatives living in the same house, you receive a discount.

Safe driver:

New policyholders who are claims and violation-free may be eligible for an additional discount.

Pay plan:

By paying your premium in full by your effective date or within 60 days, you will receive a discount.


Long-term, claims-free drivers receive additional discounts.

Ask about the discounts you can get for having your home and automobiles insured with the same company.

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Personal Umbrella Insurance

Personal Umbrella Insurance offers protection above and beyond your Homeowners Insurance as well as other types of insurance, such as auto insurance. Policies only cover up to a certain amount. Your umbrella policy kicks in when you reach your auto or homeowners insurance limits. You choose your how much your Umbrella Policy will cover.

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If you become disabled and cannot work, who will pay your bills? Statistics show that 35% of all individuals in the workforce will become disabled for a period of time that exceeds 2 weeks during their working career. Disability insurance helps replace the income you lose when you become disabled. We have competitive pricing through excellent companies who can provide you with this coverage. Contact us to discuss your options.

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Wilson Insurance Services shops from among hundreds of top rated life insurance companies to get you the very lowest term life insurance rates. We also shop these same companies for the best offers if you if you need whole life or universal life insurance.

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Long Term Care

Long Term Care Insurance is not for everyone. It is for those individuals who desire to protect their assets against the steep costs ($50,000 to $100,000 annually depending on needs and location of care) associated with Long Term and Nursing Home Care. You owe it to yourself and loved ones to look into this coverage. We offer professional counseling, a diverse choice of plans, and financially stable companies.

This personal, assisted living care is not currently covered by health insurance. Statistics show that 50% of those over 65 years of age will utilize this type of care in the future. Consideration of long term care coverage should be a part of every comprehensive retirement plan. The younger you are the less this coverage costs. Exploring your options now gives you the freedom to choose what type of care suits you down the road. You can choose to stay at home or go to a nursing facility with the comprehensive plans available.

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Additional Insurance Offered