Dwelling fire insurance gives you the ability to protect your home or additional dwelling against only those perils that threaten you the most. While the name implies that it only protects against fire, Dwelling Fire Insurance actually protects against a variety of named perils such as wind and lightning, vandalism, and more.
Unlike a standard home insurance policy that covers everything besides listed exclusions, a Dwelling Fire policy only covers named perils. This is great for homeowners who don’t want to spend as much on a standard policy, or only want to cover against the most likely risks for a vacant or seasonal second home. Ask our agents what works best for you!