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Winston-Salem, NC 1/1/2009 Many people believe sailboats or powerboats are covered under their auto or homeowners policies. But, for most insurers, that isn't the case. Consider this: Typically, an auto policy won’t provide liability or physical damage coverage for a ...

A recent report by the Insurance Research Council (IRC) reports that 1 in 7 drivers in the U.S. is completely uninsured. The report estimates that 14% of North Carolina drivers are uninsured!. Despite being required by law in most states, many drivers fail to carry ...

When your vehicle hydroplanes, you lose the ability to gain traction, steer effectively and brake. This makes hydroplaning one of the most dangerous driving conditions. This begs the question, how do I prevent hydroplaning when driving? The key is to ...

If you live in one of the states hardest hit by wind and hail damage these past few years, you may have a gaping hole in your Homeowner's policy related to roof insurance coverage.  Many policyholders have indicated that they are ...