Snowbird and Vacation Smarts

Winston Salem Auto Insurance

12/2/2014

 

Snowbird and Vacation Smarts:

Whether you're flying south for the winter or just leaving for the week, make sure to prep your home while you’re gone. This will help you avoid damage and be able to come back to your home to find it just the way you left it.

If you’re going on a short trip:

  • Make sure windows and doors are locked securely.
  • Leave an outside light on (a motion-sensored light is ideal).
  • Put food away and clear out all crumbs so rodents and ants don’t take up residence.
  • Unplug small appliances and shut off computers to prevent fire hazards and save on electricity.
  • Put lights on timers.
  • Stop mail service or arrange for a trusted neighbor to pick it up.
If you’re going on a longer trip or closing down a vacation home:
  • Drain water from the plumbing system and turn off water at the main line if you’re closing a home during the winter season. Complete this task to prevent a pipe from springing a leak, even if you don’t expect pipes to freeze.
  • Pour a 50-50 mix of water and antifreeze that is designed for homes into drains if you live in a freeze area. (Check with the sewer company first for a nontoxic alternative.)
  • Leave the furnace on low. In areas with high winter humidity, mold and mildew can grow, so you should leave the furnace on at a low temperature (55 degrees), rather than turning it off entirely.
  • Bring in lounge chairs, umbrellas, grills, toys, garden hoses and other outdoor items.
  • Store outdoor equipment in a locked shed. If your home has a satellite dish, disconnect it and bring it inside.
  • Trim trees away from the house and clean out the rain gutters. Put shutters on windows if necessary.
  • Cover your whole-house attic fan with heavy plastic if the house is idle in winter. Follow manufacturer instructions for outdoor air conditioner care and maintenance.
  • Give a set of keys, along with your contact information, to a trusted local contact or hire a security company to check on your place occasionally.
  • Hire a gardening service or neighbor to remove snow or mow the grass if you will be gone for an extended time.

View All News Articles

What Our Customers Say!

Wilson Insurance Services consistently responds to all of my insurance needs.  They are real, caring people.  Linda, Dee, Jennifer, Bobbi and Fletcher are experienced professionals.  They are not just a voice on the other end of the phone somewhere.  They are truly a fantastic, service-centered Insurance Agency.

Angela Johnson Howell

Read what others have to say.

What's New

Wilson Insurance Services Team!
2/22/2018

 Our newest team photo!

Read More »

 

What You Should Know About Rental Car Insurance
2/1/2018
There are some very serious contractual gaps in coverage for rental vehicles. Even if you purchase their Collision Damage or Physical/ Loss Damage Waivers, many rental car contracts exclude the following:
  • Theft of the Vehicle
  • Tolling, or Turning the Vehicle Over
  • Lease Gap coverage
  • Loss of Use
  • Glass, Tire and Undercarriage Damage
  • Animal Collision
  • Flood and Hail Damage
  • Damage above the Windshield
  • Individuals who rent personal vehicles for extended periods and do not have a Personal Auto policy in force
  • Drivers who rent, and do not own another vehicle insured elsewhere, need to be expecially careful here
Read More »

 

The Five Costliest Traffic Tickets for Auto Insurance
1/15/2018

Those whirling blue lights in the rearview mirror usually mean just one thing: It's traffic ticket time. The worse the violation, the more your car insurance costs may rise because it's more likely you'll be considered a bigger risk to the insurer.  Rack up a combination of the nastiest violations plus a few accidents, and insurers may even refuse to cover you, says Loretta Worters, spokeswoman for the Insurance Information Institute, a trade group.

 
It boils down to matching the premium you pay to your risk as a customer, says State Farm spokesman Dick Luedke. "Sometimes you get lucky and violate (traffic laws) a lot and don't get caught, and sometimes you do it once, and you are caught," he says. "That's why we use all sorts of other things to measure risk as well." So it's tough to say how much your insurance premiums will rise per violation. Different insurers calculate premium costs differently, Worters says. With the help of experts, including J. Robert Hunter, insurance director for the Washington, D.C.-based Consumer Federation of America, we now identify what are considered the five worst traffic violations for your insurance bills:
Read More »