Top 10 Storm Surge Risks in the U.S.

Winston-Salem, NC 6/11/2012

 

 

10. Charleston, S.C.

Total properties potentially affected by all categories of hurricane: 79,556

Total structural value: $17,287,678,966

Average value: $217,302

Home to some of the nation’s most historic neighborhoods, Charleston could sustain as much as $8 billion in total property damage even from a Category 1 storm. Residential areas that could be the worst affected include Johns Island and portions of Mount Pleasant and Charleston.

 

9. Jacksonville, FL

Total properties potentially affected by all categories of hurricane: 127,481

Total structural value: $18,372,979,757

Average value: $144,123

In the event of a Category 5 hurricane, five different areas could sustain property damage of more than $1 billion. The Ponte Vedra Beach area alone could sustain property damages of more than $2.8 billion.

 

8. Cape Coral, FL

Total properties potentially affected by all categories of hurricane: 172,513

Total structural value: $19,623,515,300

Average value: $113,751

The Cape Coral/Fort Myers metro region hosts the largest population between Miami and Tampa, with more than 172,513 properties at risk. A Category 1 hurricane could cause $9.4 billion in damage and affect 70,000 properties.

 

7. Houston

Total properties potentially affected by all categories of hurricane: 178,000

Total structural value: $19,784,418,775

Average value: $111,148

A Category 1 storm could cause area residents total property damage of more than $1.9 billion. Residential areas most at risk include League City, Galveston, portions of Houston and La Porte.

 

6. Boston

Total properties potentially affected by all categories of hurricane: 71,328

Total structural value: $23,279,728,965

Average value: $326,376

More than 71,000 properties in the Boston metro area are susceptible to a Category 4 storm making landfall in the city, with these homes valued at more than $23 billion. Even a Category 1 storm could generate surge that could affect more than 10,000 properties worth more than $2.9 billion.

 

5. Tampa, FL

Total properties potentially affected by all categories of hurricane: 283,603

Total structural value: $28,887,406,535

Average value: $101,859

A Category 5 hurricane would most likely affect multiple ZIP codes across a large portion of Tampa, along with part of Saint Petersburg. Other affected areas could include Palm Harbor, Port Richey and Tarpon Springs.

 

4. New Orleans

Total properties potentially affected by all categories of hurricane: 276,930

Total structural value: $38,690,939,229

Average value: $139,714

If levees are topped or fail altogether, as they did during Hurricane Katrina, the water would be trapped and cause significant additional damage. Even with a Category 1 storm, surge alone could inundate more than $26 billion worth of property and affect more than 195,000 homes.

 

3. Miami

Total properties potentially affected by all categories of hurricane: 229,413

Total structural value: $42,674,254,427

Average value: $186,015

The Miami to Palm Beach area is uniquely situated to be impacted from hurricanes traveling from three different directions. In a Category 5 hurricane, portions of Miami and Jupiter, along with West Palm Beach, would be susceptible to sustaining an estimated $9.1 billion in damage.

 

2. Virginia Beach, VA

Total properties potentially affected by all categories of hurricane: 290,522

Total structural value: $46,020,134,284

Average value: $158,405

The Hampton Roads CBSA, which includes Virginia Beach, Norfolk and Newport News, is the 36th largest in the country, with a total population of 1.6 million, according to the 2010 U.S. Census. Even a Category 1 storm could cause area resident total property damage of close to $10 billion, impacting more than 59,000 homes.

 

1. New York, NY

Total properties potentially affected by all categories of hurricane: 455,255

Total structural value: $168,070,185,834

Average value: $369,178

Even if the hurricane is only a Category 1 storm, it could still cause total property damage of $48 billion and affect more than 119,000 residential properties in the metro area. Based on the analysis, residential areas that could be most affected by a storm surge include Beach Haven, West Islip, Massapequa, Riverhead, and a portion of Brooklyn.

 

View All News Articles

What Our Customers Say!

Dear Fletcher, I wanted to drop you a note to say what a pleasure it is to work with your team. Jennifer and Linda are terrific. I'm often faced with challenges when attempting to collaborate and coordinate with my service partners. That is never the case with Wilson Insurance. It is a relief and a calming thought to know I can count on you and your team for support. Thanks for the consideration. Don

Don Smith, Hayward Industries

Read what others have to say.

What's New

Wilson Insurance Services Team!
2/22/2018

 Our newest team photo!

Read More »

 

What You Should Know About Rental Car Insurance
2/1/2018
There are some very serious contractual gaps in coverage for rental vehicles. Even if you purchase their Collision Damage or Physical/ Loss Damage Waivers, many rental car contracts exclude the following:
  • Theft of the Vehicle
  • Tolling, or Turning the Vehicle Over
  • Lease Gap coverage
  • Loss of Use
  • Glass, Tire and Undercarriage Damage
  • Animal Collision
  • Flood and Hail Damage
  • Damage above the Windshield
  • Individuals who rent personal vehicles for extended periods and do not have a Personal Auto policy in force
  • Drivers who rent, and do not own another vehicle insured elsewhere, need to be expecially careful here
Read More »

 

The Five Costliest Traffic Tickets for Auto Insurance
1/15/2018

Those whirling blue lights in the rearview mirror usually mean just one thing: It's traffic ticket time. The worse the violation, the more your car insurance costs may rise because it's more likely you'll be considered a bigger risk to the insurer.  Rack up a combination of the nastiest violations plus a few accidents, and insurers may even refuse to cover you, says Loretta Worters, spokeswoman for the Insurance Information Institute, a trade group.

 
It boils down to matching the premium you pay to your risk as a customer, says State Farm spokesman Dick Luedke. "Sometimes you get lucky and violate (traffic laws) a lot and don't get caught, and sometimes you do it once, and you are caught," he says. "That's why we use all sorts of other things to measure risk as well." So it's tough to say how much your insurance premiums will rise per violation. Different insurers calculate premium costs differently, Worters says. With the help of experts, including J. Robert Hunter, insurance director for the Washington, D.C.-based Consumer Federation of America, we now identify what are considered the five worst traffic violations for your insurance bills:
Read More »