Un-Insured & Under-Insured (UM/UIM) Coverages for Personal Auto

Winston-Salem, NC 5/15/2015

3 out of every 7 drivers on the road are driving without insurance or without enough insurance coverage, and they're putting YOU at risk!

Click below and watch our video to learn more about how Uninsured Motorist and Underinsured Motorists Coverage can help protect you!

Please contact our agency with further questions.

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"Jennifer, please accept my gratitude for everything you do for me as it relates to my insurance needs. You do an outstanding job and you represent Wilson Insurance Services very professionally. You are clearly a trusted advisor to me."

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What's New

What You Should Know About Rental Car Insurance

8/1/2017

There are some very serious contractual gaps in coverage for rental vehicles. Even if you purchase their Collision Damage or Physical/ Loss Damage Waivers, many rental car contracts exclude the following:

Theft of the Vehicle
Tolling, or Turning the Vehicle Over
Lease Gap coverage
Loss of Use
Glass, Tire and Undercarriage Damage
Animal Collision
Flood and Hail Damage
Damage above the Windshield
Individuals who rent personal vehicles for extended periods and do not have a Personal Auto policy in force
Drivers who rent, and do not own another vehicle insured elsewhere, need to be expecially careful here

5 Ways to Control Rising Homeowners Insurance Premiums

6/10/2017

Just as with real estate values, location rules when it comes to homeowners insurance costs. According to the National Association of Insurance Commissioners, the average annual U.S. premium was $842 in 2015, the most recent year for which figures are available. Floridians paid the highest rates, averaging $1,534 a year, while at the opposite end of the spectrum, homeowners in Idaho paid $422. North Carolina residents averaged $664 per year.

Fortunately, you can take several steps to bring down the cost of your own homeowners policy, short of packing up and moving:

5 Reasons Why Auto Accidents Are on the Rise

3/8/2017

According to the National Safety Council, traffic deaths increased 6 percent to 40,200 — the first time since 2007 that more than 40,000 have died in motor vehicle crashes in a single year.The 2016 total follows a 7 percent rise in 2015. Much of this is attributed to continued lower gasoline prices and an improving economy which has increased motor-vehicle mileage.